Lenders. This site makes use of cookies. Eddie Othman - Senior MD & Head of Residential Mortgage Warehouse Lending (212) 273-5878: Wells Fargo Bank, N.A. Head office: Vale House, Roebuck Close, Bancroft Road, Reigate, Surrey, RH2 7RU Type of membership: Member, Buckinghamshire Building Society The release of UK Finances Household Finance Review for Q3 2022 in early December came at a low point for the UK economy. Type of membership: Member, Bath Investment & Building Society You can also see which Lenders currently list Q as an Approved Scheme here: https://lendershandbook.ukfinance.org.uk/lenders-handbook/. Type of membership: Member, Rooftop Mortgages Head office: 125 London Wall, London, EC2Y 5AJ We provide comprehensive lender data and statistics to help policymakers understand key trends and the impact of legal and regulatory change. Type of membership: Associate, Willis Limited The information contained within Criteria Brain is for advisor use only but by completing the simple form, you could be speaking to an advisor who can answer this question and many more. Type of membership: Member, Ocean Money (II) Limited which Q can offer to satisfy the mortgage lending criteria. Head office: Plantation Place, 30 Fenchurch Street, London, EC3M 3AD Use tab to navigate through the menu items. Type of membership: Associate, Matthew Arnold & Baldwin Head office: 8 Newton Terrace, Glasgow, G3 7PJ, DXGW40 GLASGOW Protek Group Limited FCA Reg. The UK government does not require homeowners to take out new build 10 year warranties on their new buildings. Type of membership: Associate, Hamlins LLP Campions Solicitors Fixed Fees for Legal Work. Head office: St Catherines Court, Herbert Road, Solihull, West Midlands, B91 3QE, DX 14031 SOLIHULL Head office: 13 Cleveland Row, London, SW1A 1DH Head office: 40 Wakefield Road, Leeds, LS98 1FD Type of membership: Associate, MetLife Approved Warehouse Line Providers . Type of membership: Associate, Legal & General Assurance Society Ltd Check out this list of full members and associate members of the Council of Mortgage Lenders together with contact details :-, Abbey Just email us your plans or planning reference number! Head office: Oakfield House, PO Box 600, Binley Business Park, Coventry, CV3 9YR 3) Ruoff Home Mortgage Nathanael Peppi Jones NMLS# 1841663. Type of membership: Member, Capital Bank Mortgages Ltd (Reviewed by members in November 2022 and no amendments were required to me made to the version dated 2021). fellow or member of the Royal Institution of Chartered Surveyors (FRICS or MRICS); or, fellow or member of the Institution of Structural Engineers (F.I.Struct.E or M.I.Struct.E); or, fellow or member of the Chartered Institute of Building (FCIOB or MCIOB); or, fellow or member of the Architecture and Surveying Institute (FASI or MASI) (only if in conjunction with a FCIOB or MCIOB qualification); or, fellow or member of the Chartered Association of Building Engineers (C.Build E MCABE and C.Build E FCABE); or, member of the Chartered Institute of Architectural Technologists (formerly British Institute of Architectural Technologists) (MCIAT); or, architect registered with the Architects Registration Board (ARB). Head office: Bakers Court, Bakers Road, Uxbridge, Middlesex, UB8 1RG Type of membership: Member, Cambridge Building Society 231905. Criteria Brain members can access the answers to this criteria and many more. Do you know who offers mortgage services n the UK? Head office: Duffield Hall, Duffield, Derbyshire, DE56 1AG Type of membership: Member, Dudley Building Society Criteria Brain fixes this problem by providing a platform which lenders can upload their rules to, in a format that allows advisors to extract the precise information they need in great detail and very quickly. Head office: 2nd floor, Tower Bridge House, St Katharines Way, London, E1W 1DD Type of membership: Member, Church House Trust Plc Keep up to date with news from LABC Warranty and share our regular technical articles written by industry experts with your colleagues and stakeholders. Head office: CityPoint, Temple Gate, Bristol, BS1 6PL The Q Policy has been approved by the Homes & Communities Agency for the government's Help to Buy Scheme. Head office: Arab Banking, Corporation House, 1-5 Moorgate, London, EC2R 6AB Type of membership: Associate, Taylor Wessing We would like to show you a description here but the site won't allow us. Head office: Northern Rock House, Gosforth, Newcastle upon Tyne, NE3 4PL, DX 60350 GOSFORTH Type of membership: Associate, Checkmate Mortgages Limited A sense of stability was only just returning after the political and economic turmoil surrounding the September mini-budget, an event that saw consumer confidence plumb new record depths. Type of membership: Member, Intelligent Finance mortgage approval rates fell by 87%. Type of membership: Member, Southern Pacific Mortgage Limited UK Finance does not offer any financial products and anyone claiming to provide such products on our behalf is fraudulent. The Council of Mortgage Lenders has a handbook in which all the indemnity insurance requirements are clearly outlined, stating what they should accept and what needs further action from the lender. Head office: Fourth Floor, Grand Mill Quay, Barrow Street, Dublin 4, Ireland Type of membership: Associate, Countrywide plc Head office: Thirlestaine Hall, Thirlestaine Road, Cheltenham, Gloucestershire, GL53 7AL, DX 32850 CHELTENHAM-2 Type of membership: Member, Airdrie Savings Bank Type of membership: Member, Alliance & Leicester plc Carrington: Best for borrowers with weaker credit. Head office: Jarman House, Mathisen Way, Poyle Road, Colnbrook, Berkshire, SL3 0HF This can come in the form of a 10 Year Structural Warranty, our certificates are valid and transferable for a period of 10 years and as there is no premium element. A warranty scheme acts as insurance covering named defects to the property. Type of membership: Associate, Cobbetts LLP The UK Finance Lenders' Handbook for conveyancers in England and Wales. New build warranties can affect your mortgage application. A PCC is widely recognised and accepted by over 85% of high street lenders as an alternative to a structural warranty and can enable a buyer to obtain a mortgage. . Type of membership: Member, Paragon Mortgages Ltd Type of membership: Associate, Barlow Robbins LLP MD Insurance Services Ltd. is the scheme administrator for LABC Warranty and is authorised and regulated by the Financial Conduct Authority. Head office: edeus house, 1 Trinity Court, Broadlands, Wolverhampton, WV10 6UH Head office: 1 More London Place, London, SE1 2AF Type of membership: Associate, Ernst & Young LLP Type of membership: Member, Heritable Bank Ltd Type of membership: Associate, List of electronic cigarette companies UK, Places to buy Childrens bedding and curtains, List of England Fixtures 2010 World Cup Qualifiers, List Of Mortgage Providers In The UK CML Members. Type of membership: Associate, Mazars LLP CMLC are specialist providers of 10 Year Structural Warranties and we can also offer a range of other services such as Valuations and Bank Monitoring. Our warranties can be provided in England, Scotland, Wales and Ireland. Indicates ifProtekis an acceptable new build warranty for a lender on new build properties.written and contributed by Gateway SurveyorsMortgage lenders will only accept newly built or newly converted property if it is provided with an approved new build warranty or it is built (or newly converted) under the supervision of a suitably qualified professional (with appropriate professional indemnity insurance). Type of membership: Associate, Experian Ltd Head office: Sackville House, 143-149 Fenchurch Street, London, EC3M 6BN Head office: 12 Eclipse Office Park, Staple Hill, Bristol, BS16 5EL Head office: Prospect House, PO Box 6, Scarborough, North Yorkshire, YO12 6EQ, DX 61820 SCARBOROUGH Type of membership: Associate, Irish Permanent International This causes a variety of unwelcome issues. Head office: PO Box 520, Surrey Street, Norwich, NR1 3NG Updated: Feb 23, 2023, 3:50am. Head office: Regent House, Regent Street, Mansfield, Nottinghamshire, NG18 1SS, DX 10400 MANSFIELD Head office: St Crispins, Duke Street, Norwich, NR3 1PD, 5245 NORWICH Type of membership: Member, Scottish Widows Bank plc Head office: Arcadia House, The Warley Hill Business Park, The Drive, Brentwood, Essex, CM13 3BE Type of membership: Member, Darlington Building Society BuildSafe has a wealth of experience in Building Warranty Insurance, Structural Warranties and Construction Insurance in the UK property sector having worked with and on behalf of major developers and global institutions including Royalton Group, Investec and Harcourt. Type of membership: Associate, Eversheds LLP Best for lower credit scores: Rocket Mortgage. This can come in the form of a 10 Year Structural Warranty, our certificates are valid and transferable for a period of 10 years and as there is no premium element. Type of membership: Member, E-Mex Home Funding Ltd Type of membership: Associate, Rightmove Data Head office: 374 High Street, West Bromwich, West Midlands, B70 8LR, DX 14611 WEST BROMWICH 7 This is because most of the major banks and building societies will only accept warranty providers who have met this requirement. There may be defects that won't be reported for mortgage lending purposes, but which could be important to your client as the buyer. This list is regularly updated as Lenders update their approval lists - please check back! Head office: Roxburghe House, 273-287 Regent Street, London, W1A 4SQ, DX 53803 OXFORD CIRCUS NORTH If you have any queries about the Handbook please view theFAQs section. A CML Certificate is granted where the consultant has supervised the building of the property and confirms that it has been built in accordance with the plans and to a satisfactory standard. Type of membership: Member, Derbyshire Home Loans Ltd Head office: Accounts department, Gainsborough House, Houghton Hall Park, Houghton Regis, LU5 5XF The outstanding value of all residential mortgage loans was 1,667.1 billion at the end of 2022 Q3, 4.1% higher than a year earlier. While they are not a legal requirement for sellers, mortgage lenders require a building to pass an EWS1 fire safety inspection before they will lend to new buyers. Head office: Southport Business Park, Wight Moss Way, Southport, PR8 4HQ, DX 728540 SOUTHPORT 8 Type of membership: Member, Allied Irish Bank (GB) Type of membership: Associate, First Title Insurance plc This is intended to protect your investment, and the mortgage lender's security, in the event that the builders have become insolvent or ceased to exist. Head office: Sandford House, Sandford Road, Cheltenham, Glos, GL53 7SH Type of membership: Member, The Co-operative Bank plc Don't see a particular Lender below? Were thrilled to open the doors to the @nsbrc for our first ever event for self-builders. Head office: PO Box 81, Pendeford Business Park, Wobaston Road, Wolverhampton, WV9 5HZ, DX 10401 WOLVERHAMPTON Type of membership: Associate, Fitch Ratings Ltd 1 Choice for CML Approved Building Certificates. This can be accessed on-line via, If you have any queries relating to lender approval, please call us on, MD Insurance Services Ltd. is the scheme administrator for LABC Warranty and is authorised and regulated by the Financial Conduct Authority. Head office: Yorkshire House, Yorkshire Drive, Bradford, West Yorkshire, BD5 8LJ, DX 11798 BRADFORD Type of membership: Member, Clydesdale Bank plc Type of membership: Member, Counties Home Loan Management Type of membership: Member, Morgan Stanley Bank International Limited Head office: 12 Market Square, Chesham, Buckinghamshire, HP5 1ER, DX 50314 CHESHAM-1 First-time borrowers need a 640 minimum credit score. Please click here to download the "Interest Only Toolkit". Insurance brokers and Intermediaries | Working with Protek, Product Governance Reviews | Fair Value Assessments, Bank Of Scotland See Lloyds Banking Group, Birmingham Midshires See Lloyds Banking Group, Chorley and District Building Society Accept most standard warranties, Cumberland Building Society Will consider on an individual case by case basis please refer to Customer Service Department, Mortgage Underwriting, Dudley Building Society Individual acceptance, Kent Reliance Building Society Individual Acceptance. This criteria and many more x27 ; Handbook for conveyancers in England, Scotland, Wales Ireland. 520, Surrey Street, London, EC3M 3AD Use tab to navigate through menu. Ever event for self-builders Lenders update their approval lists - please check back to the @ nsbrc for our ever... Rocket mortgage, 2023, 3:50am list is regularly Updated as Lenders update their approval lists - please check!... 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council of mortgage lenders approved warranty providers